PRIME LIFE DHAN SAGAR POLICY

PRIME LIFE DHAN SAGAR
(Money Back Policy with profits)
Customers require funds for different requirements at different stages in life. Be it for child’s education, wedding or for old age. PrimeLife Dhan Sagar is structured to meet requirements at periodical intervals.

Key Features
Insurance term can be either 15 or 20 years
Premium payment frequency can be chosen as per convenience
Sum insured can be chosen as per customer’s need

Policy Requirements
Minimum Sum Assured: NPR 50,000
Maximum Sum Assured: No limit
Minimum Entry Age: 16 Years
Maximum Entry Age: 50 Years for 15 Years Term and 45 Years for 20 Years
Policy Term: 15 or 20 Years
Maximum Policy Term: 49 years
Maximum Maturity Age: 65 Years
Premium Payment Frequency: Yearly, Half Yearly and Quarterly

Maturity Benefits

15 Years Term Benefits
5 years from commencement: 25% of basic sum assured
10 years from commencement: 25% of basic sum assured
At Maturity: 50% of basic sum assured plus Bonus

20 Years Term Benefits
5 years from commencement: 25% of basic sum assured
10 years from commencement: 25% of basic sum assured
15 years from commencement: 25% of basic sum assured
At Maturity: 40% of basic sum assured plus bonus.

DeathBenefit Sum Assured plus Bonus

Supplementary Riders
Accidental Death Benefit (maximum up to NPR 500,000)
Accidental Total Permanent Disability Benefit (maximum up to NPR 500,000)

Sample Premium rates

Following is the sample premium rate for PrimeLife Dhan Sagar (Money back policy) per NPR 1000/- NPR 1000/-